4548 Penn Ave · Parcel 0049M00129000000 — EaseScore.AI

Municipality

4548 Penn Ave

Parcel ID 0049M00129000000View on the Allegheny County Real Estate portal (opens in a new tab; parcel ID copied for its search) ↗

Bloomfield · Zoning LNC← New search

Illustrative 3D map, not a photo

Site layout · Duplex, 2 homes

Few barriersEase Score · Duplex

No major site constraints in our data.

New-home prices nearby: Weak3 sales, $259/sq ft

Measures barriers to building, not whether it's a good investment.

Lot size

1,916 sq ft

0.04 acre

Average slope

14%

3% over 25%

Hazards

Combined sewer

in our data

Zoning

LNC

Pittsburgh

Existing building: Rowhouse, built 1900, 1,442 sq ft, condition average (County assessment)

Best option: New single-family · 1 home (allowed by right), can't tell yet: demolition not priced (showing duplex)

Feasibility study

Decision support only: not legal, financial, zoning or engineering advice.

Pro forma

Build quality

Standard infill (default) · $190/SF (range $165–$210/SF)

Clean modern finishes, efficient plan (default). Cost to build per finished sq ft, builder fee removed; site adders are separate lines. Cross-check: Published retail $200–$250/SF (with builder fee).

Source: Pittsburgh builder published ranges with the builder's fee removed (÷ about 1.20)

Published retail ranges from Pittsburgh builders (Incline Homes 2026; Shannon Staley & Sons 2026; Home Builder Digest). Builder fee (overhead and profit) of about 20% removed per NAHB 2024 (overhead 5.7% + profit 11.0% of price on construction at 64.4%). Assumption, edit me.

Does it pencil? · Duplex · to sell

Can't tell yet: demolition not pricedMissing inputs

cost-assumptions.v0.2

From a $140K gap to a $160K profit, likely a $12K profit (before about $14K of loan interest after completion)

Decision box: what can you pay for the land, and what must it sell for?

Returns & investment criteria (editable)

Target profit, % of cost%Min. contingency, % of hard%Max. loan-to-cost%

Demolition of the existing building is not priced yet (no local cost). Enter a demolition cost to see whether it pencils.

Sale price, land price, loan rate and loan-to-cost: . Budget lines: type your own number below.

Total cost

$570K–$790Klikely $670K

Profit

−$140K to $160Klikely $12K

before about $14K of loan interest after completion

Margin

−22% to 24%likely 2%

Layout: the QuickFit layout, 2 homes × 1,348 sq ft finished (2,695 sq ft total). Site-fit layout (Duplex): 3,420 sq ft gross, 2,695 sq ft finished (livable), 1,348 sq ft per home. Nearby new homes sold: median 1,742 sq ft (3 sales).

Development budget

Hard costs · soft costs · financing

A budget, not an invoice: every line is prefilled from the sources shown, low–likely–high. Type your own number on any line; it is marked “Your number” and everything recomputes.

Badges: Pittsburgh builders (2026) published local source · Public data (dated) dataset · Assumption, edit me our assumption · Your number yours

Land

Land (purchase price) Allegheny County vacant-land sales, 32 areas of the same market tier as Bloomfield, 224 sales, 2019-02 to 2026-08Vacant-land sales in 32 areas of the same market tier as Bloomfield (224 sales, 2019-02 to 2026-08): median $7.65 per sq ft of lot × 1,916 sq ft = $14,657; range = middle half of the sales ($1.90–$18.77/sq ft) · Middle half of nearby vacant-land sales (per sq ft of lot)

$4K–$36Klikely $15K$

Hard costs

Construction (base, standard foundation) Pittsburgh builders (2026)2,695 finished sq ft × $190/SF (Standard infill) · Standard infill range $165–$210/SF (Pittsburgh builders' published ranges with the builder's fee removed)

Sources compared ($/finished SF)

This estimate$165–$210
Pittsburgh builders (2026)$165–$210
Pittsburgh builders (2026), retail price including builder fee$200–$250
NAHB 2024, national, excludes builder fee$162
Local project benchmark$223–$441

Pittsburgh builders (2026): Published Pittsburgh builder ranges ÷ about 1.20 (builder overhead and profit removed).
Pittsburgh builders (2026), retail price including builder fee: Price to an owner, including the builder's fee: the cross-check.
NAHB 2024, national, excludes builder fee: National production builders, construction only; excludes builder overhead and profit.
Local project benchmark: All-in cost per home (land, soft costs, financing; mostly multifamily and affordable), so it sits above construction cost alone.

$445K–$566Klikely $512K$

Street occupancy and staging (estimate) Assumption, edit meDebris from demolition has to be hauled away: 5 dumpster hauls for demolition debris × $594 (range $2,400–$3,500) · No documented range: shown as one number

$3K$

Water and sewer laterals (excavation, street opening, restoration) Assumption, edit me2 houses × $10,000 · No documented range: shown as one number

$20K

Soft costs

Architecture and design Assumption, edit me4% of hard cost, at least $8,000 · 2–8% of hard cost (Assumption, edit me)

$9K–$47Klikely $21K$

Contingency

Contingency (flat) Assumption, edit me10.0% of hard cost · 10% of hard cost; moves with the hard-cost range

$47K–$59Klikely $54K$

Financing and holding

Construction loan interest Assumption, edit meloan × average share drawn × annual rate × construction months ÷ 12 · Loan interest moves with the cost range (rate: an assumed construction-loan rate)

$19K–$27Klikely $23K

Closing, selling & carrying costs$17K–$33Klikely $24K

Building permit and fees City of Pittsburgh PLI 2026 fee schedule; Pittsburgh Water permitsCity PLI schedule: building $3,245 + electrical $195 + mechanical $195 + certificate of occupancy $260 + Pittsburgh Water permit and connection $1,220 (per $1,000 of value) · 1% of hard cost; moves with the hard-cost range	$4K–$6Klikely $5K$
Structural, civil, survey, insurance and closing Assumption, edit mesurvey $2,500 + builder's risk and liability 1.5% ($8,025) + title and closing 1.5% of land ($225) · 1.3–3% of hard cost (Assumption, edit me)	$6K–$18Klikely $11K$
Lender fees Assumption, edit me1.0% of the loan · Share of the loan; moves with the cost range	$4K–$6Klikely $5K
Property taxes while approving and building County assessment × millage (County Treasurer)monthly holding cost × months from purchase to finished building · Monthly tax × months; one number	$3K
Selling costs at sale (seller's transfer tax)Taken from the sale price, not part of the total below	$18,000

Sales commission: not included (often 5–6% if listed with an agent)Default $0 (cost-to-build basis). A number you enter is taken from the sale price with the selling costs, not part of the total below.

$0$

Total development cost

Sources compared ($ per home, all-in)

This estimate$283K–$395K
Local project benchmark$300K–$594K

Local project benchmark: Mostly new multifamily and affordable; all-in cost per home.

$570K–$790Klikely $670K

Per home · per finished sq ft

$335,865 · $249

Costs are the cost to build and exclude builder fees, general contractor markup and sales commissions. If you hire a builder, add their fee (often 15–25%). Soft costs, fees and taxes follow published local schedules where available and labeled assumptions elsewhere. Confirm with local bids.

Sale value: Indicative: 3 sales, low confidence: median of 3 new-construction sales within 3 mi (5 needed for a reliable value). Enter a sale price if you know better. (Assumption, edit me). Land: Allegheny County vacant-land sales, 32 areas of the same market tier as Bloomfield, 224 sales, 2019-02 to 2026-08.

Vacant-land sales in 32 areas of the same market tier as Bloomfield (224 sales, 2019-02 to 2026-08): median $7.65 per sq ft of lot × 1,916 sq ft = $14,657; range = middle half of the sales ($1.90–$18.77/sq ft)

Size: Site-fit layout (Duplex): 3,420 sq ft gross, 2,695 sq ft finished (livable), 1,348 sq ft per home.

Your numbers stay in your browser: this site does not collect scenarios.

How we got these numbers

Can't tell yet: it costs about $670,000, but demolition of the existing building is not priced yet (no local cost). Enter a demolition cost to see whether it pencils.

Ranges come from each input's documented range; the “likely” figure uses the defaults. Rent to the nearest $50, sale price to $5,000 a home, cost lines to $1,000, totals to $10,000 — the math uses the rounded numbers. The profit (or gap), margin and yield ranges combine the cost and value ranges as independent uncertainties: each side moves by the square root of (value change² + cost change²), so a low value is not paired with a high cost.

New-construction comps: insufficient — 3 sales within 3 mi · median $429,000 · $259/SF · 1,742 sq ft · built 2018–2024 · sold 2025-02-27 to 2025-12-29

Search: 0 within 0.25 mi → 0 within 0.5 mi → 0 within 1 mi → 2 within 2 mi → 3 within 3 mi.

Insufficient new-construction comps in this market tier or lower: 3 sale(s) (0 within 0.25 mi; 0 within 0.5 mi; 0 within 1 mi; 2 within 2 mi; 3 within 3 mi); richer markets nearby are not used. The value from them is indicative only (low confidence).

Rule: sales in the same neighborhood (or municipality) when it has 5+; otherwise sales from areas in the same market tier or lower (never a richer market), else the nearest by distance; widen until 8, keep the nearest 12; drop sales beyond 1.5× the middle-half spread of $/SF. Market tier: Bloomfield existing homes sell for a median $185/SF; comps were limited to areas priced the same or up to 35% lower ($120–$185/SF existing-home median; Assumption, edit me; never a richer market). New homes sell above existing-home medians, so the comps' own $259/SF is above this band; the band compares neighborhoods, not the comps' prices. Even areas priced no higher than $185/SF have fewer than 5 new-home sales, so no value is estimated from richer markets nearby. Size: too few sales within ±40% of the planned 1,348 sq ft, so all sizes were used. Result: 3 sales from the areas in the same market tier or lower, in Larimer, Polish Hill, South Side Flats; median $259/SF, middle half $198–$271/SF.

Older homes nearby sold for a median $165 per sq ft (35 sales within 0.25 mi). That is a floor, not the value of a new home.

The sales (3 of 3) · sale-revenue confidence Low

Comparable new-construction sales, block-level addresses
Block	Sold	Price	Sq ft	$/SF	Mi
3000 block of Paulowna St	2025-02-27	$690,000	2,662	$259	1.17
1–99 block of Mayflower St	2025-09-24	$240,000	1,742	$138	1.75
2500 block of Larkins Way	2025-12-29	$429,000	1,518	$283	2.91

The most similar sales are 3000 block of Paulowna St, 1–99 block of Mayflower St and 2500 block of Larkins Way at $138–$283/SF. Fewer than 5 new-construction sales qualify, so the value from them (median $259/SF) is indicative only (low confidence).

Shown: the 3 most similar of the 3 sales in the value set, detached homes first, then nearest, then most recent sale. The median and middle half below use all 3. Addresses show the block only; the PDF report lists full street addresses.

Cost: land $15,000 + construction $512,000 + street occupancy and staging $3,000 + water and sewer laterals $20,000 + design and engineering $21,000 + contingency $54,000 + loan interest $23,000 + closing, permit and carrying costs $24,000 = $670,000 total.
Value: $259/SF × 1,348 sq ft = $349,277 per home, rounded to $350,000; × 2 homes = $700,000 in sales.
Profit: $700,000 sales − $670,000 total cost − $18,000 selling costs = $12,000 profit (1.8% of cost).

Land: $4K–$36Klikely $15K Allegheny County vacant-land sales, 32 areas of the same market tier as Bloomfield, 224 sales, 2019-02 to 2026-08($14,657, rounded to $15,000)
Value: $220–$298/SF (likely $259) Assumption, edit me ±15% (Assumption, edit me: fewer than 8 comps listed for percentiles); $259/SF × 1,348 sq ft = $349,277 per home, rounded to $350,000

Not included yet (cost unknown, so the total is low by these amounts)

Not included: Demolition of the existing building — cost not set yet. A building stands on the lot.

Type a cost on its budget line below, or under “Change the plan”, to include it.

Your estimate: $335,865 per home. Recent Allegheny County projects: $300,000 to $594,000 per home (6 projects, mostly new multifamily and affordable; all-in cost).

Which projects?

Hazelwood apartment rehab (Rising Tide Partners, nonprofit): Gut rehab, small multifamily, 9 homes, $2,700,000 ($300,000 per home). Source: WESA, Feb 2025.
Mosaic Apartments: New 5-story, affordable, 48 homes, $28,500,000 ($594,000 per home). Source: NEXTpittsburgh.
Hill Top Villas, Fairywood (Tryko Partners): New, 1-BR affordable, 48 homes, $22,900,000 ($477,000 per home). Source: PublicSource.
Hazelwood Green 46-unit building: New, affordable, 46 homes, $24,400,000 ($530,000 per home). Source: PublicSource.
Lytle Street, Hazelwood Green (TREK): New, 50 homes, $24,000,000 ($480,000 per home). Source: NEXTpittsburgh.
First & Market (Beacon Communities): Historic office-to-residential, 93 homes, $43,000,000 ($462,000 per home). Source: NEXTpittsburgh / PublicSource.

Subsidy needed per affordable for-sale home (Main + Elm, ELDI partner estimate): $200,000 to $300,000.

National average construction cost: $162/SF (NAHB Cost of Constructing a Home 2024 (national reference, not a Pittsburgh default)).

Every assumption, its range and source

Homes (units)	2	Site-fit scheme (QuickFit)
Finished (livable) floor area	2,695 sq ft (1,348 per home)	Site-fit scheme (QuickFit) — Floor area × the solver's livable share (placeholder)
Land price	$15,000range $4,000–$36,000	Allegheny County vacant-land sales — Vacant-land sales in 32 areas of the same market tier as Bloomfield (224 sales, 2019-02 to 2026-08): median $7.65 per sq ft of lot × 1,916 sq ft = $14,657; range = middle half of the sales ($1.90–$18.77/sq ft)
Build quality	Standard infill — Clean modern finishes, efficient plan (default)	Pittsburgh builder published ranges with the builder's fee removed (÷ about 1.20)
Construction cost per finished sq ft	$190/SFrange $165–$210/SF	Pittsburgh builder published ranges with the builder's fee removed (÷ about 1.20) — Published retail ranges from Pittsburgh builders (Incline Homes 2026; Shannon Staley & Sons 2026; Home Builder Digest). Builder fee (overhead and profit) of about 20% removed per NAHB 2024 (overhead 5.7% + profit 11.0% of price on construction at 64.4%). Assumption, edit me.
Demolition of the existing building	not set	Awaiting local cost data
Dumpsters and DOMI street-occupancy permit (no on-site staging)	$3,000	Awaiting local cost data — DOMI fee schedule applies inside the City of Pittsburgh.
Water and sewer laterals (excavation, street opening, restoration)	$10,000 per houserange $5,000–$15,000	Assumption; confirm with a contractor — COST-MODEL-LOCKED §B. Separate from the utility permit and connection fees.
Architecture and design (sealed plans)	4% of hard cost, at least $8,000range 2%–8%	Assumption, edit me — 4% of hard cost, at least $8,000. Custom architects 6–10% (Thompson Communities); PA sealed plans add $3–12k; NAHB average A&E $6,480 (production).
City of Pittsburgh building permit (PLI 2026 fee schedule)	$6 per $1,000 of value + fees ($5,115)	City of Pittsburgh PLI 2026 fee schedule; Pittsburgh Water permits — Building $6.00 per $1,000 of construction value (min $130, max $8,000) + state training fund $4.50 + record retention $5 + technology fee ($15, or $25 above $10,000); electrical and mechanical permits priced the same way on 5% of value each (assumption); certificate of occupancy $130; Pittsburgh Water residential permit $40 + connection and meter $570 = $610 (no tapping fees since 2022).
Structural engineer	not needed (slope under the building footprint over 15%, or a steep site)range $5,000–$15,000	Assumption, edit me (Thompson Communities) — Slope under the building footprint over 15%, or a steep site
Civil / grading and stormwater plan	not needed (disturbed area about 1,916 sq ft)range $5,000–$15,000	Assumption, edit me (Pittsburgh site-plan guide; Thompson Communities) — Disturbed area 5,000 sq ft or more (footprint squared up + 10 ft work zone + 600 sq ft drive and walk, capped at the lot), or a steep site
Boundary and topographic survey	$2,500range $1,500–$5,000	Assumption, edit me (local builder's actual cost; Thompson Communities)
Builder's risk and liability insurance	1.5% of hard costrange 1%–2%	Assumption, edit me
Title, legal and closing on the land purchase	1.5% of the land pricerange 1%–2%	Assumption, edit me
Structural, civil, survey, insurance, title and closing	2.01%	Assumption, edit me — survey $2,500 + builder's risk and liability 1.5% ($8,025) + title and closing 1.5% of land ($225)
General contractor fee (only when trade-level costs are entered)	not appliedrange 12%–18%	Assumption — editable — Not applied. The tiers are the cost to build and exclude builder fees and general contractor markup; if you hire a builder, add their fee (often 15–25%).
Contingency (new build)	10%	Incline Homes (10%)
Months to approval	4	Ease Score months to a permit
Months to build	12	Assumption — editable
Property taxes while holding, monthly	$205	County assessment × 27.307 mills — 2026 millage: City 9.67 + parks 0.50 + library 0.25 + Pittsburgh Public Schools 10.457 + Allegheny County 6.43
Construction loan rate (interest-only on the drawn balance)	8%range 7.25%–8.75%	Prime 7% (2026-09-21) + 1.0 point (assumption, edit me) — Latest bank prime rate in our data (Federal Reserve, FRED DPRIME) on 2026-09-21, plus 1.0 point for a construction loan (lenders typically charge prime + 0.5–2.0).
Construction loan as a share of cost (LTC)	80%	Assumption — editable
Average share of the loan drawn while building	55%	Assumption — editable — Average balance drawn over the build (COST-MODEL-LOCKED §E).
Lender fees as a share of the loan	1%	Assumption — editable
Sale price per finished sq ft	$259/SF	Indicative: 3 sales, low confidence (Allegheny County sales (valid new-construction comps)) — Indicative: 3 sales, low confidence: median of 3 new-construction sales within 3 mi (5 needed for a reliable value). Enter a sale price if you know better.
Sales commissions (excluded: cost-to-build basis)	0%	Assumption — editable — Sales commissions are excluded; add them if you sell through a broker.
Seller's share of the realty transfer tax	2.5% (half of 5%)	Realty transfer tax: City of Pittsburgh 5% total (1% state + 3% City + 1% school); City in Baldwin-Whitehall SD 4.5%; elsewhere the parcel's municipal rate (2% when not loaded) — Pennsylvania custom splits the transfer tax evenly; the rate comes from our transfer tax data.
Months to sell after completion	3	Assumption — editable
Bedrooms per home (rent)	3	Assumption, edit me — Default mix by option: single-family, duplex and townhouse 3 bedrooms; 3–4 unit building 2; ADU 1
Monthly rent per home	$2,100	HUD Small Area Fair Market Rent FY2026, ZIP 15224 (benchmark, not listings) — 3-bedroom home: HUD Small Area Fair Market Rent FY2026, ZIP 15224 (benchmark, not listings)

Decision support. Verify with your lender, accountant, and the permitting office.

Zoning

REQUIRED
Parking & loading compliance (Zoning review)
Variance for parking: fewer off-street parking spaces than the code requires (2 required, 1 fit); a parking reduction under §914.04 may apply instead (Pittsburgh Zoning Code §914.02.A (parking required); §922.09 variances (confirm)).
also: Off-street parking required. LNC minimum: 1 space(s) per unit → 2 for 2 unit(s).
Sources: Pittsburgh Zoning Code §914.02.A (Schedule A); §914.04 reductions; QuickFit site-fit check against the zoning rules; Pittsburgh Zoning Code
REQUIRED
Record of zoning approval / zoning application (Zoning (Pittsburgh: OneStopPGH))
Zoned LNC. New buildings, additions, and changes of use need zoning approval.
Sources: City of Pittsburgh Zoning Districts
POSSIBLE
Contextual setback determination (Zoning Administrator)
LNC lets the front setback follow neighboring buildings (§925.06). Useful when the 0 ft standard doesn't fit; comparing neighbors needs building footprints; confirm with the Zoning Administrator.
Sources: Pittsburgh Zoning Code §925.06; Pittsburgh Zoning Code
POSSIBLE
Paper street vacation (DOMI right-of-way vacation)
Unopened-street data isn't loaded yet.
POSSIBLE
Registered Community Organization meeting (City Planning / RCO)
Required only if the project needs a public hearing (variance, special exception, conditional use) and meets a size/type trigger. RCO here: the Registered Community Organization (RCO) for this neighborhood (find it on the City's RCO map).
Sources: Pittsburgh Code §178E.08(c); City of Pittsburgh Zoning Overlays
ASK
Lot consolidation / subdivision / lot line adjustment (Planning Commission / municipality)
Will you combine or split lots?
Sources: Project answers
NOT NEEDED
Certificate of Appropriateness (historic) (Historic Review Commission)
Not in a City historic district.
Sources: Pittsburgh Code Ch. 1101 — confirm; City of Pittsburgh Historic Districts
NOT NEEDED
Conditional use approval (City Council (Pittsburgh))
a two-unit building isn't a conditional use in LNC.
Sources: Pittsburgh Zoning Code §911.02 Use Table; §922.06; Pittsburgh Zoning Code
NOT NEEDED
Historic review delays (Historic Review Commission)
Not in a City historic district.
Sources: Pittsburgh Code Ch. 1101 — confirm; City of Pittsburgh Historic Districts
NOT NEEDED
Inclusionary zoning compliance (City Planning)
In the Inclusionary Housing Overlay, but 2 units is under the 20-unit threshold.
Sources: Pittsburgh Zoning Code §907.04.A.5–6; City of Pittsburgh Zoning Overlays
NOT NEEDED
Special exception (Zoning Board of Adjustment)
a two-unit building is permitted by right in LNC.
Sources: Pittsburgh Zoning Code §911.02 Use Table; §922.07; Pittsburgh Zoning Code
REQUIRED
Variance (Zoning Board of Adjustment (hearing))
Variance for parking: fewer off-street parking spaces than the code requires (2 required, 1 fit); a parking reduction under §914.04 may apply instead (Pittsburgh Zoning Code §914.02.A (parking required); §922.09 variances (confirm)).
Sources: Pittsburgh Zoning Code §914.02.A (parking required); §922.09 variances (confirm); QuickFit site-fit check against the zoning rules

Permits

REQUIRED
Asbestos survey + Health Dept notification (Certified inspector; Allegheny County Health Dept)
Built in 1900; asbestos survey before demolition or renovation.
Sources: ACHD Article XXI; 40 CFR 61 Subpart M (NESHAP); Allegheny County Property Assessments
REQUIRED
Building permit (PLI (Pittsburgh) / municipal building official)
Construction work.
Sources: PA UCC (34 Pa. Code Ch. 403); Project answers
LIKELY
Electrical permit (PLI / inspection agency)
New or altered wiring.
Sources: Project answers
LIKELY
Mechanical (HVAC) permit (PLI / municipality)
New or replaced heating/cooling.
Sources: Project answers
LIKELY
Plumbing permit (Allegheny County Health Dept)
New or altered plumbing.
Sources: ACHD Article XV (Plumbing) — confirm; Project answers
LIKELY
Sewer/water tap-in & connection fees (Water / sewer authority)
Pittsburgh Water: $40 permit + $570 connection and meter; no tapping fees since 2022.
Sources: Project answers
LIKELY
Stormwater management plan (Water & sewer authority / municipality)
New roof and paving add impervious area. The City requires a stormwater plan when a project disturbs 5,000+ sq ft or adds 500+ sq ft of impervious surface.
Sources: Project answers
POSSIBLE
Grading / earth disturbance permit (PLI / municipality)
Depends on cut/fill volume: a land operations permit is needed at 50 cu yd of grading or a 5 ft cut on a 25% slope (Pittsburgh §1003.03).
POSSIBLE
Sewage planning (new connections/lots) (Municipality / sewer authority; PA DEP)
New units or lots add sewer load; confirm the local planning rule.
Sources: PA Sewage Facilities Act (Act 537), 35 P.S. §750.1 et seq.; Project answers
POSSIBLE
Street opening permit (DOMI)
Only if utility connections cross the street.
ASK
Curb cut / driveway permit (DOMI)
Will you add or change a driveway?
Sources: Project answers
ASK
Demolition permit (PLI / municipality)
There's a building on the lot today. Will it be demolished?
Sources: Project answers
ASK
Erosion & sediment control plan (Allegheny County Conservation District; PA DEP)
Roughly how much ground will be disturbed (sq ft)?
Sources: 25 Pa. Code Ch. 102; Project answers
ASK
Utility disconnects (Each utility)
There's a building on the lot today. Will it be demolished? (Utilities must be cut before any demolition.)
Sources: Project answers

Can you build here?

Yes, a duplex is allowed by right, but the parking per unit needs a variance (3-6 months to a building permit, review time only).

Does it pencil?

Yes: it costs about $670,000 to build and would be worth about $682,000, a $12,000 profit (2%).

$682,000 value minus $670,000 cost = $12,000 left over.

Partial estimate. Not included yet: demolition of the existing building.

What's in the way?

A variance is needed for the parking per unit (the Zoning Board granted 90% of 29 past requests like it).
Only 3 recent new-home sales nearby, so the value is indicative (low confidence).

What next?

Apply to the Zoning Board for a variance on the parking per unit.
Ask a local agent or appraiser what new homes like this sell for nearby.
Get local quotes for the cost items the estimate leaves out.

Time to a permit

3-6 months Estimate

Building-permit review only (plus any zoning hearing this option needs); zoning review, site-plan, geotech, PWSA and DOMI steps are not included.

Building-permit part: the City's review target for one round (City target, not measured). Each revision request adds time.

44 building permits waiting for City review (as of 2026-09-21).

building permit: City target 21 calendar days per review round (City target, not measured)
dimensional variance: ~1.2 mo (heuristic)
decision to permit after a hearing: ~2.3 mo (ZBA record median)

Planning badge

Planning badge: shown for publicly owned land only.

What would unlock it

One policy change at a time, rerun through the same lot-fit test.

Parking minimum removed+5 points · +2 units by right

Note: Fits only with relief from: parking per unit.

Scoring config v0.2.

All parcel facts (raw data, for checking)

{
  "site": {
    "sources": "County building footprints & centerlines; City centerlines (paper streets); county landslide inventory; USGS NHD; USFWS NWI; PA DEP Land Recycling; EPA ACRES",
    "building_count": 2,
    "streams_within_100ft": false,
    "wetlands_within_100ft": false
  },
  "mines": {
    "caveat": "Mine maps are incomplete; absence of a mapped mine is not proof that no mine exists.",
    "sources": {
      "mine_map": "PA Mine Map Atlas (PASDA / PA DEP)",
      "mined_out": "PA DEP Digitized Mined Out Areas, Coal Underground (DMO MOA)",
      "coal_bearing": "PA DEP Mine Subsidence Insurance risk map (MSI Risk Confirmed / Possible)",
      "city_undermined": "City of Pittsburgh Undermined Areas (UM-O)"
    },
    "msi_risk": null,
    "in_mined_out": false,
    "mine_map_pdf": "https://www.pasda.psu.edu/minemaps/Map_Repository/Other_Collections/WPA_Maps/PDF_Images/WPA_Pittsburgh_Sht_1_PGH.pdf",
    "mine_map_url": "https://www.minemaps.psu.edu/?LocalSheetID=WPA_Pittsburgh_Sht_1_PGH",
    "mine_map_sheet": "WPA_Pittsburgh_Sht_1_PGH",
    "in_coal_bearing": false,
    "mined_out_share": 0,
    "dist_mined_out_ft": null,
    "in_city_undermined": false,
    "mines_within_500ft": null,
    "seams_within_500ft": null
  },
  "parid": "0049M00129000000",
  "slope": {
    "cells": 1,
    "source": "USGS 3DEP elevation",
    "mean_pct": 12.8,
    "steep_share": 0,
    "resolution_m": 10
  },
  "tract": {
    "name": "903",
    "geoid": "42003090300",
    "acs_year": 2024,
    "population": 1384,
    "median_rent": 1214,
    "vacancy_rate": 19.78,
    "median_income": 77050,
    "rent_burden_30_pct": 35.06,
    "rent_burden_50_pct": 18.59
  },
  "zoning": {
    "code": "LNC",
    "type": "LOCAL NEIGHBORHOOD COMMERCIAL",
    "rules": {
      "notes": "Rear setback is 20 ft, or none when the lot abuts a way. Site Plan Review applies on lots of 2,400 sf or more (§922.04.A.1). In LNC the sustainable-development FAR/height bonus (up to +20%) needs a Planning Commission PDP (§915.04.E). Ch. 916 applies.",
      "max_far": 2,
      "citation": "§904.02.C site development standards table; §911.02 Use Table; §914.02.A",
      "two_unit": "P",
      "confidence": "confirmed",
      "multi_unit": "P",
      "three_unit": "P",
      "district_name": "Local Neighborhood Commercial",
      "max_height_ft": 45,
      "parking_per_unit": 1,
      "min_lot_area_sqft": 0,
      "max_height_stories": 3,
      "min_rear_setback_ft": 20,
      "min_side_setback_ft": 0,
      "max_lot_coverage_pct": 90,
      "min_front_setback_ft": 0,
      "single_unit_detached": "P",
      "contextual_front_setback": true,
      "min_lot_area_per_unit_sqft": null
    },
    "source": "City of Pittsburgh Zoning Districts"
  },
  "context": {
    "sources": "County municipal boundaries; City neighborhoods & street trees; City-owned properties; County tax liens",
    "municipality": "PITTSBURGH",
    "neighborhood": "Bloomfield",
    "public_owner": null,
    "tax_delinquent": null,
    "delinquency_band": null,
    "street_trees_15m": 0
  },
  "hud_fmr": {
    "br0": 1260,
    "br1": 1350,
    "br2": 1630,
    "br3": 2080,
    "br4": 2240,
    "zip": "15224",
    "year": 2026,
    "level": "small area (ZIP)",
    "source": "HUD Fair Market Rents"
  },
  "permits": {
    "recent": [
      {
        "date": "2026-09-16",
        "type": "Building & Development Application",
        "work": "Existing (alteration/addition)"
      },
      {
        "date": "2026-07-24",
        "type": "Building & Development Application",
        "work": "Existing (alteration/addition)"
      },
      {
        "date": "2019-06-14",
        "type": "ELECTRICAL",
        "work": "MINOR ALTERATION"
      }
    ],
    "count_5y": 2
  },
  "schools": {
    "district": "City of Pittsburgh",
    "pps_high": "U Prep",
    "pps_middle": "ARSENAL 6-8",
    "district_match": true,
    "pps_elementary": "Woolslair K-5",
    "district_assessment": "Pittsburgh",
    "near_district_line_m": null
  },
  "transit": {
    "source": "Pittsburgh Regional Transit GTFS (weekday 7-9am)",
    "nearest_any_stop_m": 91,
    "frequent_stops_800m": 27,
    "nearest_frequent_stop_m": 136
  },
  "centroid": {
    "lat": 40.465839,
    "lon": -79.950574
  },
  "overlays": [
    {
      "attrs": {
        "in_city": "Y",
        "authority": "PWSA/ALCOSAN",
        "sewershed": "A-23"
      },
      "label": "A-23",
      "layer": "combined_sewer",
      "share": 1
    },
    {
      "attrs": null,
      "label": "Inclusionary Housing Overlay",
      "layer": "inclusionary_pgh",
      "share": 1
    },
    {
      "attrs": {
        "code": "Bloomfield Development Corporation - Inclusionary Housing Overlay",
        "criteria": "Bloomfield Development Corporation - Inclusionary Housing Overlay"
      },
      "label": "Bloomfield Development Corporation - Inclusionary Housing Overlay",
      "layer": "zoning_overlay_pgh",
      "share": 1
    }
  ],
  "slope_1m": {
    "cells": 243,
    "source": "USGS 3DEP 1 m lidar DEM (PA_WesternPA_2019)",
    "max_pct": 26,
    "p95_pct": 23,
    "mean_pct": 14.1,
    "steep_25": true,
    "resolution_m": 1,
    "share_over_15": 0.424,
    "share_over_25": 0.025,
    "share_over_40": 0
  },
  "condemned": true,
  "utilities": {
    "sewer": {
      "served": null,
      "source": "No public sewer service-area layer for Allegheny County (searched WPRDC, PASDA, PA DEP, county GIS); sewersheds are drainage basins, not service areas",
      "status": "unknown"
    },
    "water": {
      "pwsid": "5020038",
      "served": true,
      "source": "PA DEP Public Water Supplier Service Areas (eMapPA layer 302)",
      "system": "PITTSBURGH W AND S AUTH",
      "owner_type": "Authority",
      "dist_to_service_area_m": 0
    },
    "caveat": "Service-area maps are approximate and show where a public system serves, not whether this lot has a connection. Confirm with the utility.",
    "computed_at": "2026-09-26T21:31:23.301983+00:00"
  },
  "assessment": {
    "use": "ROWHOUSE",
    "as_of": "2026-09-01",
    "class": "RESIDENTIAL",
    "source": "Allegheny County Property Assessments",
    "address": "4548 PENN AVE",
    "stories": 2,
    "fmv_land": 18000,
    "municode": "109",
    "abatement": false,
    "condition": "AVERAGE",
    "fmv_total": 90200,
    "homestead": null,
    "owner_type": "CORPORATION",
    "year_built": 1900,
    "fmv_building": 72200,
    "municipality": "9th Ward - PITTSBURGH",
    "is_pittsburgh": true,
    "lot_area_sqft": 2000,
    "last_sale_date": "2019-03-08",
    "last_sale_price": 155000,
    "living_area_sqft": 1442
  },
  "muni_rules": {
    "confidence": "confirmed",
    "source_url": "https://www.pgh2o.com/residential-commercial-customers/buying-or-selling-property/dye-testing https://www.pittsburghpa.gov/Business-Development/City-Planning/Zoning/Planning-Applications-and-Processes/Property-Certification https://localwebdesigncompany.com/pennsylvanialandtitles/wp-content/uploads/sites/224/2024/03/Allegheny-County-Dye-Test-Occupancy-Info-Rev.-2024.pdf",
    "pos_details": "no resale occupancy inspection; City Property Certification (zoning/historic/violations paperwork) required at every sale or refinance closing",
    "municipality": "Pittsburgh City",
    "sewer_lateral_at_sale": "Y",
    "sewer_lateral_details": "conditional: PWSA dye test before sale only in separate sanitary sewer areas (Evidence of Compliance application decides); valid 3 yrs; no CCTV",
    "point_of_sale_inspection": "N",
    "occupancy_permit_at_resale": "N"
  },
  "shares_wall": true,
  "property_tax": {
    "year": 2026,
    "parts": [
      {
        "name": "Allegheny County",
        "mills": 6.43,
        "rate_type": "general",
        "jurisdiction_type": "county"
      },
      {
        "name": "City Of Pittsburgh",
        "mills": 9.67,
        "rate_type": "general",
        "jurisdiction_type": "municipality"
      },
      {
        "name": "PITTSBURGH",
        "mills": 10.25,
        "rate_type": "general",
        "jurisdiction_type": "school_district"
      }
    ],
    "source": "Allegheny County Treasurer 2026 millage listings",
    "split_rate": false,
    "general_mills": 26.35
  },
  "transfer_tax": {
    "parts": [
      {
        "rate_pct": 1,
        "confidence": "confirmed",
        "jurisdiction": "Commonwealth of Pennsylvania",
        "jurisdiction_type": "state"
      },
      {
        "rate_pct": 3,
        "confidence": "confirmed",
        "jurisdiction": "Pittsburgh City",
        "jurisdiction_type": "municipality"
      },
      {
        "rate_pct": 1,
        "confidence": "confirmed",
        "jurisdiction": "Pittsburgh School District (in Pittsburgh City)",
        "jurisdiction_type": "school_district"
      }
    ],
    "source": "PA Dept. of Revenue; Allegheny County local realty transfer tax rates",
    "total_pct": 5
  },
  "flood_evidence": {
    "sources": "FEMA NFHL; OpenFEMA NFIP redacted policies & claims (aggregated by tract); Pittsburgh 311; PWSA/3RWW combined sewersheds",
    "sfha_share": 0,
    "x500_share": 0,
    "floodway_share": 0,
    "in_combined_sewer": true,
    "tract_nfip_policies": 7,
    "flooding_311_5y_tract": 60,
    "tract_nfip_claims_10y": 0,
    "tract_nfip_median_premium": 4277
  },
  "street_frontage": "street",
  "flood_1pct_share": 0,
  "lot_area_sqft_gis": 1916,
  "tract_designations": {
    "dda": false,
    "qct": false,
    "oz_source_url": "https://www.cdfifund.gov/opportunity-zones",
    "dda_source_url": "https://www.huduser.gov/portal/datasets/qct.html",
    "qct_source_url": "https://www.huduser.gov/portal/datasets/qct.html",
    "opportunity_zone": false
  },
  "env_sites_within_500ft": 0,
  "building_footprint_sqft": 2165,
  "landslides_within_300ft": 0,
  "red_bed_landslides_300ft": 0,
  "streams_or_wetlands_within_100ft": false
}

4548 Penn Ave

Pro forma

Decision box: what can you pay for the land, and what must it sell for?

Development budget

How we got these numbers

Change the plan

The layout in QuickFit 3D

Cost assumptions

Process checklist

Due diligence

Score details

Ease Score factors · Duplex

Best options and street precedent

Highest and best use (screening)

Project questions

Design & engineering

Zoning

Permits

Construction

Closeout

Can you build here?

Does it pencil?

What's in the way?

What next?

Time to a permit

Planning badge

What would unlock it

Sales comps

Rent evidence

Street precedent

General buildability

Project questions

Design & engineering

Zoning

Permits

Construction

Closeout

Can you build here?

Does it pencil?

What's in the way?

What next?

Time to a permit

Planning badge

What would unlock it

Sales comps

Rent evidence

Street precedent